Articles

Starting and running a business is both an exhilarating and demanding endeavor. It involves not only your professional aspirations but also your financial investments. For many small business owners, the business itself becomes an integral part of their lives.

As the seasons change, so do the fortunes of many businesses. Whether it's a cozy winter wonderland attracting skiers, a vibrant summer resort beckoning beachgoers, or a bustling holiday season for retailers, seasonal businesses face unique challenges and opportunities.

Cash bonuses have traditionally been used to reward employee performance, communicate the value of an employee, recognize, support employee loyalty and more. But many business owners—particularly small ones—may not have the cash needed to hand out bonus checks.

Decluttering has become popular, based in part on the now famous teachings of Marie Kondo, and in part on the minimalist lifestyle movement. But you don’t need to be part of a cultural trend to want to get rid of things you no longer use. People have been selling unused items in one form or another since civilization began.

Caring for a loved one with dementia is a profound emotional experience. The gradual loss of memory, personality changes, and the increasing need for constant care can be overwhelming. It's a time of sorrow, frustration, and often, financial strain. The emotional toll is heavy, and the financial implications can add to the burden.

Health Savings Accounts, or HSAs, are specialized accounts designed to help individuals save money for medical expenses. These accounts offer unique tax benefits and are frequently linked to high-deductible health plans (HDHPs).

Every day, scammers are concocting new ways of trying to separate you from your money. It seems with every new security measure, a new way of getting around it is invented. Since nearly everyone is online these days, the vulnerability risk is high.

The average American has about $65,000 in savings, according to a recent poll.

Whether you’re launching a startup or already managing a small business, understanding how to build business credit is a crucial aspect of your company's financial health. A robust business credit profile can open doors to various financing options, better loan terms, and advantageous relationships with suppliers.

Running a small business often means wearing multiple hats. One moment you're a manager, the next you're a marketer, then a customer service representative. While juggling these roles, small business owners are prone to making mistakes, particularly in the area of finance.